You probably need to replace your roof. Luckily, this government-supported program can finance it

PACE is enabling Californians get a new roof, raise the value of their homes and save on utilities

If you look around, you might notice that many Californians have been getting new roofs lately. Replacing the roof of your home is essential and it has many tangible advantages from safety and ROI to straight up curb appeal.

The challenging part for most homeowners is how to finance the project. If you live in California, there's great news for you: There is a new government supported program available to Californians, and many are taking advantage of it.

The neglected roof

Our home's roof is one of the most underappreciated components in our life. It keeps us safe from the harsh rain, sun, wind, and snow not to mention all the living creatures, big and small, that can harm and annoy us.

Many of us don't think about our roofs until something goes wrong, but by then it's too late. Too late means that there is already costly property damage that could have been avoided.

Find out if you are eligible for PACE roof financing

5,428 have already checked and 78% were eligible

What Is PACE roof financing

The Property Assessed Clean Energy program, or PACE as it's known, is a government supported loan program for financing energy efficiency and improvements on private property. PACE programs exist for both residential properties, referred to as R-PACE and commercial properties, referred to as C-PACE.

PACE financing offers the following advantages

  • Prequalified in under 30 minutes
  • 100% financing, 0 money down
  • No payments for up to 12 or more months
  • Based on your home's equity
  • Repay with your property taxes
  • No minimum FICO required
Roof constructors building a roof with orange shinglesfamily time in a living room tent Roofing constructor building a roof with red shingles

The clear advantages

There are many advantages to a new roof:

ROI - A new roof will automatically raise your home's value. The estimated return on investment for a new roof is 85% or more which is one of the highest that home improvement has to offer. This means that if you spend around $7,500 on a new roof, you will get almost all of it back when you sell your home.

return on investment

Master Suite Addition


New Roof


Sunroom Addition


Backyard Patio


Window Replacement


Bathroom Addition


Peace of mind - Why stay up nights wondering how much longer your roof will hold up? Even a small leak can cause damage to dry walls, flooring, doors, and appliances that can wind up costing $20,000 or more. A new roof gives you the peace of mind that your home and everyone in it is safe and comfortable.

Energy Savings - A big advantage of replacing your roof is the energy, and in turn the money you will save. Energy cost savings can be as high as 20%, depending on the climate and electricity rates. There are cool roofs for hot climates and performance roofs for cold climates. If you live in a warm climate area, a cool roof will absorb less heat and can be up to 60°F cooler than conventional materials. An energy efficient roof will also reduce air pollution and greenhouse gas emissions.

Curb appeal - Yes, looks matter, and sometimes you don't need a better reason to get a new roof other than the fact that it will make your house look good - really good.

The bottom line

The bottom line is simple - PACE is allowing many California homeowners to get a new roof, raise their property's value and save money on utilities. If you need to replace your roof, you should definitely look into it.