The U.S. government-supported PACE program finances new energy efficient HVAC systems for California homeowners

PACE programs are offering new heating and cooling systems that save both on energy and on utility bills


If you are a homeowner in California, you have an excellent opportunity to replace your old heating and cooling (HVAC) system with a new energy efficient one that will literally pay for itself. The government supported PACE program will finance your new energy efficient HVAC system, making your home more environmentally friendly and your utility bills less burdensome.

A new HVAC with great financing

Property Assessed Clean Energy financing, or PACE as it's known, is a government-supported program for financing energy saving improvements on property. PACE programs exist for both residential properties, referred to as R-PACE and commercial properties referred to as C-PACE.

Tax credits

PACE funding facilitates qualifying for environmental tax credits.

As of 2017, hundreds of thousands of U.S. homeowners have saved 4 billion USD by using PACE financing programs to improve their homes and make them more energy efficient. HVAC replacement is one of the most popular home improvements being made under PACE.


Find out if you are eligible for PACE roof financing

5,428 have already checked and 78% were eligible

California leads the way in active programs

  • California - 10 active programs
  • Florida - 4 active programs
  • Missouri - 3 active programs

PACE financing offers the following advantages

  • Prequalified In under 30 minutes
  • 100% financing, 0 money down
  • No payments for up to 12 or more months
  • Evaluation based on your home's equity
  • Repayment over time as part of your property tax or mortgage repayment
  • No minimum FICO required
  • PACE funding makes it easier to qualify for environmental tax credits.
Air conditioning technician fixing ACFamily enjoing thier AC unitA man sits on a couch and relaxes

Reducing monthly utility bills

New energy efficient cooling and heating systems are considered by experts as one of the best investments you can make in your home. The return on your investment is not only significant, but also immediate, as you save on utility bills from day one.


The figures are simple! 50% – 60% of your monthly utility bills are going towards heating and cooling your home. New energy efficient HVAC units use half the energy of the old ones. This means that you reduce your monthly utility bill by 25%.

3 more reasons to replace your HVAC systems

ROI – Raising the value of your home

The more advanced and updated the systems within your home are, the higher the value of your home when compared to similar properties within your vicinity.

Air quality

Air quality is as important a reason as any for changing your HVAC. Old units tend to expel dust that can cause serious health issues. In addition, older furnaces are known to permit unsafe levels of carbon monoxide into your house.

Peace of mind

Why stay up nights wondering how much longer your AC will hold up, this time. The continuous need for repairs is as good as reason as you need to replace an older unit that is constantly breaking down.

The bottom line

A new HVAC will not only save you money on utilities and repairs, it will also raise your home's value. When you factor in the fact that the U.S. government is enabling finance for the project, it's no wonder so many Californians are replacing their old HVAC systems with new energy efficient units.