The recent trend of replacing roofs in California has been stimulated by a combination of affordable financing and a new homeowner’s awareness of the need to replace old and run-down roofs. While most people opt for the same roof material they've always had, many homeowners are using the opportunity of replacing their roofs to examine the possibility of choosing something different.
Here we concentrate on the most common roof materials used and steer away from the many less conventional new and old roof materials, such as green roofs and solar shingles.
The most common and popular roofing material. You will find them on over 80% of homes in the U.S.
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Traditionally made from terracotta clay, today they are also available in fired ceramics and concrete. They are very popular in the southern states but can be found throughout the U.S.
These are sheets of metal that come in aluminum, zinc, stainless steel and copper. They are found on many homes throughout the U.S.
Made from actual flat slabs of slate stone, they are usually found on higher end homes because of the cost.
Made from natural woods such as cedar and pine. Shingles are a thinner version of shakes.
Although this option has been around for a while, competition among banks has recently led to better terms and lower interest rates. This has become one of the best ways to finance your project if you are looking for a way that's quick, easy and secure.
These are new unsecured loans that you can get approved fairly quickly. Once approved, you will receive the money almost immediately. The interest rates are mostly fixed, but some offer variable rates. Personal loans usually span between 1 and 7 years.
These are home improvement loans that allow you to borrow up to a certain percentage of your home's value minus what you owe on your mortgage. This option is easy to qualify for and requires no money down.
Many contractors offer financing packages to customers who may be unable to pay the full cost of a project upfront. Many contractors will also offer an interest-free option.
The Property Assessed Clean Energy, or PACE as it is known, is a government supported loan program for financing energy efficiency and improvements on private property.
Regardless of what type of roof or financing you choose, it will automatically increase your home's value. The estimated return on investment for a new roof is 85% or more, which is one of the highest ROIs that home improvement has to offer.
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As you can see, there are many viable options to choose from when deciding on a roof material for your home. Ultimately, you will need to consider and weigh up criteria such as price, durability, look, budget, type of home, the environment you live in and other parameters. Now that you have the right information, you are equipped to choose the best roof for your home.