The U.S. government-supported program that will finance your new HVAC system

Government-supported PACE programs are replacing heating-and-cooling systems and raising the value of California homes

Thinking about replacing your old HVAC system? Well, there's an excellent opportunity out there for you and it's best you take advantage of it. Yes, PACE financing, the government-backed program, will pay for your new heating-and-cooling system, boost your home's energy efficiency and increase the value of your property.

PACE financing

Property Assessed Clean Energy financing, or PACE as it's known, is a government-supported program for financing energy efficiency measures and improvements on private property. PACE programs exist for both residential properties, referred to as R-PACE and commercial properties referred to as C-PACE.

A new HVAC system with zero money down

Noted as one of the “top 20 world changing ideas” by the Scientific American magazine, the PACE program is an affordable and effective way of financing a range of home upgrades that save energy, strengthen the property and increase its value.

As of 2017, hundreds of thousands of U.S. homeowners have invested $4 billion in energy efficiency measures and other improvements to their homes using PACE financing. Replacing an old HVAC system is considered one of the most popular ways to upgrade and improve your home on offer. And of all states in the program, California leads the way in PACE recipients.

Find out if you are eligible for PACE roof financing

5,428 have already checked and 78% were eligible

PACE financing offers the following advantages

  • Prequalification in under 30 minutes
  • 100% financing, 0 money down
  • No payments for up to 1 year or more
  • Evaluation based on your home's equity (minimum 10% equity stake by the owner is required)
  • Repay with your property taxes or mortgage repayment
  • No minimum FICO required
  • PACE funding makes it easier to qualify for environmental tax credits.
Air conditioning technician fixing ACFamily enjoing thier AC unitA man sits on a couch and relaxes

Utility savings and increased home value

New energy efficient HVAC systems are one of the best investments you can make in your home, and with the significant reductions you can expect in your utility bills, you will begin recouping your capital outlay from day one.

The numbers are simple! Some 50% – 60% of your monthly utility bills are going towards heating and cooling your home. But new energy efficient HVAC units use only half the energy of the old ones, thus allowing you to lower your monthly utility bills by 25% and more.

In addition, a modern and energy efficient heating-and-cooling system in your home will boost the value of your residence and provide you with an ROI of around 50%.

return on investment

Sunroom Addition


HVAC System


Bathroom Addition


Backyard Patio


Master Suite Addition


Window Replacement


Healthy living

Air quality is another important reason for changing your HVAC system. Old units tend to distribute dust into the air that can cause serious health issues. Furthermore, outdated furnaces are known to emit unsafe levels of carbon monoxide into your home.

Free estimate and consultation

Certified and backed by five-star reviews, the leading HVAC professionals in your area will bring you up to speed on the financing options at your disposal, including the PACE program, as well as the best way to achieve your cost and energy efficiency goals. They will also be able to tell you which heating, ventilation, and air-conditioning equipment qualifies for an energy tax credit in your locale.

Bottom line

Not only will a new HVAC system save you money on utilities, but it will also raise the value of your home and provide you and your family with a healthier living environment. When you factor in the convenient and government-backed PACE financing program, it's no wonder so many Californians are replacing their old HVAC systems with new and markedly more efficient ones.